Why In-House Underwriting Is Key. If you’re obtaining a mortgage, the underwriter may be the behind-the-scenes person you may never see.

Why In-House Underwriting Is Key. If you’re obtaining a mortgage, the underwriter may be the behind-the-scenes person you may never see. But when you are looking at approving your loan, he or she is the gatekeeper to approval. Mortgage approval rests on unique: earnings, credit rating, obligations ratios and savings. It’s the underwriter’s task to…